Credit Underwriting Framework
Credit Underwriting Framework
Bank's new Chief Risk Officer required global standard credit assessment framework and policy document along with book review.
Diagnostic of current credit framework - customer, risk, process (front-end/back-end), team.
Recommendations made on diagnostic for further detailing in full-scaled project.
Full scale project had 4 tracks - industry creditworthiness & current book review, to-be process design, credit underwriting framework design, to-be credit assessment team structure design.
Industry creditworthiness framework & current book review
To-be process design
Credit underwriting framework design
To-be credit assessment team structure design.